Life Insurance, Final Expense, & Mortgage Protection
Protection for life's uncertainties
Choosing the Right Life Insurance
When you think of Life Insurance you probably think of traditional Term Life and Whole/Permanent Life. Life Insurance can also be used for Mortgage Protection, Final Expense, and Income Protection. Many people are using life insurance as a way to save for retirement.
Term Life Insurance
Term life insurance is the best choice for many people, because it's the most affordable and flexible solution. You can choose the duration of your policy and you may consider a type of plan that has added values, like mortgage protection, living benefits, and return of premium. Term life insurance may be renewed or converted into permanent life at termination.
Whole Life Insurance
Whole life insurance offers permanent coverage and works best for those who need a safety net later in life. Whole life acts as a savings vehicle and provides guaranteed cash value, however the cost is prohibitively more expensive, and the death benefits are generally lower than on term policies (for more information, see: Whole Life Insurance vs Indexed Universal Life.)
Your life insurance policy is only as good as the underwriting company, which is why we work with the highest rated carriers. As your agent, I will help to simplify the process and present the best options to satisfy your needs.
Contact me for more information about Life Insurance, Final Expense, and Mortgage Protection.
Let's talk about your options
Shannon Kitson
NPN 18929207
About me
My name is Shannon Kitson, and I launched My365Agent as a platform to help Floridians navigate their health insurance options. You have the right to choose an advocate and advisor to assist you, and I provide that help free no charge, so you don't have to figure it out on your own.
My background is in medical marketing and specialty pharmacy, and I found working for the people to be so much more rewarding. Navigating and understanding options - and helping consumers find ways of cutting costs - is my specialty. From lowering medication costs to increasing your bottom line, I'm a no-nonsense, on-call personal guide to health plans and life insurance.
My goal is to be fully transparent and provide honest information, to ensure confidence in plan selection, and to help consumers access the best values with quality care. Plans come and go, but I am always here for my clients, offering everyday coverage for every life stage.
877-365-OPEN
Copyright 2024 my365agent.com